In the last two years, the six programs currently funded by the Office of the Illinois Attorney General have helped 476 homeowners save their homes. Almost 100 more relinquished their homes voluntarily, allowing them to make a fresh start. Combined, this means that the programs helped about 1/3 of participating homeowners – and their communities – to avoid the negative consequences of foreclosure. (more…)
Archive for the ‘ARCHIVE’ Category
Foreclosure Mediation Still Going Strong in Illinois
Jennifer Shack, March 4th, 2016In Mediation, As On Broadway, It’s All About The Room Where It Happens
Just Court ADR, February 26th, 2016If you caught the Grammys last week, I hope you got a glimpse of the live-from-Broadway performance of the opening number from the smash hit Hamilton. One of the show’s many highlights, “In the Room Where It Happens,” is a show-stopping ode to backroom negotiation and the art of compromise that focuses on New York Senator Aaron Burr’s desire to get to the table. Though Burr serves as the foil to protagonist Alexander Hamilton and (spoiler alert) the source of Hamilton’s ultimate defeat, he is not an unsympathetic character; there are many moments throughout where the audience empathizes with Burr’s dreams. Case in point, Burr’s goal of being part of the action mirrors a recurring theme we see parties deal with in ADR: who gets a say in the matter when there are lots of parties involved and/or many different interests at stake? In other words, who gets to be in the room where it happens? (more…)
“The Big Short”: Meshing the Gears between Micro and Macro Forces that Drove the Housing Crisis
Susan M. Yates, January 15th, 2016Call it a busman’s holiday, but I went to see “The Big Short” over the holidays. It’s a Hollywood movie about the housing market collapse. It is clever, entertaining, and perhaps most daring for a movie seeking to make money, it is informative.
The thing that struck me most about the movie was the connection of the macro level of economic activity with the micro level. (more…)
Designing Access Part One: How RSI Used Outcome Measures to Reach Homeowners in Lake County
Just Court ADR, December 21st, 2015Welcome to my first of three blog posts showcasing how RSI uses our expertise in dispute system design to improve access to justice in the three foreclosure mediation programs we administer. I originally conceived of this series after reading Richard Zorza’s post inviting the legal community, including those working in ADR, to define what 100% access to justice might look like. My introduction to the series provoked a response from Richard, offering several topics for consideration, which then inspired a follow-up to those ideas from RSI’s Director of Research, Jen Shack, who expanded upon his analysis.
One issue both Richard and Jen agreed on was the importance of using good outcome measures to drive program improvements. Richard focused on the need for “accurate, credible, and comprehensive measures” that can be compared across systems, and Jen echoed that “we need to know what works and what doesn’t so that improvements can be made.” Reliable data is RSI’s bread and butter, and it is where we begin this portrait of the 19th Judicial Circuit Residential Foreclosure Mediation Program in Lake County, Illinois. (more…)
