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Just Court ADR

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Navigating Your Way Through Conflict — Q&A with Susan Yates

Just Court ADR, February 27th, 2015

Recently our Executive Director Susan Yates participated in this Q&A by Liz Markel on the topic of navigating through conflict at the Nonprofit Chicago blog. The blog is hosted by the Axelson Center for Nonprofit Management at North Park University. Susan will present a workshop on this subject at North Park University on March 25. Reprinted from Nonprofit Chicago:

Is there anything positive about conflict?

Yes! If we all just got along all the time, we wouldn’t improve our decisions or learn how to understand one another better. Just as we know that diversity of backgrounds and experiences enrich our nonprofits, so does some healthy disagreement. The question is how you and your organization manage that conflict. (more…)

Mediation Program Outreach: Reflecting on What Works

Just Court ADR, February 10th, 2015

RSI started running three foreclosure mediation programs in 2014, which means we’ve spent a lot of time over the last year thinking about how to make mediation services more accessible and increase program usage rates. Such issues can be a challenge and often require creativity, especially with limited resources. Here’s what we’ve learned:

Meet People Where They’re At

Reaching the homeowners who would personally benefit from our services is always a challenge. In an effort to spread the word about our foreclosure mediation program, we’ve attended countless city council meetings, real estate events, church events and even carnivals. While getting out into the community is really important for forging relationships with community leaders and getting press coverage about mediation services, it can be a difficult way to identify and connect with those we serve. The more that outreach efforts can directly target a pool of eligible program participants, the better. However, this kind of targeted outreach, such as going door-to-door to homeowners in foreclosure, can be extremely expensive and labor-intensive. The alternative, which we have found to be both effective and efficient, is to have homeowners referred directly into the mediation program when they come to court to appear for their foreclosure case.

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What Happens to Temporary Loan Modifications Reached in Foreclosure Mediation?

Jennifer Shack, January 26th, 2015

A lot of the cases that go through RSI’s foreclosure mediation programs end with a temporary loan modification – a trial payment plan in which the homeowner pays a new mortgage amount for a few months. If the homeowner makes the payments on time and in full during the trial period, the homeowner and bank agree to make the modification permanent. This means that a temporary loan modification doesn’t necessarily mean that the homeowner has averted foreclosure. Because of this, I was interested to find out if homeowners in our programs were able to convert their temporary loan modification into a permanent one. Now that a significant number of temporary payment periods have come to an end, I have finally been able to delve into that question. (more…)

Housing Matters

Just Court ADR, October 10th, 2014

Last Thursday and Friday I had the opportunity to attend the Housing Matters conference hosted by Housing Action Illinois, a statewide coalition formed to protect and expand the availability of quality, affordable housing throughout the state. Their annual conference is designed to bring together housing counseling agencies, homeless service providers, developers of affordable housing and policymakers. The conference was filled with valuable information and was a great opportunity for RSI to connect with the housing counselors, legal aid providers and research experts that help make our foreclosure mediation programs successful.

A few of the workshops that I attended really stood out as applicable to the foreclosure mediation work that RSI is doing. (more…)

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